top of page


More about
Life Insurance & Income Protection
How Does Life Insurance Work?
Life Insurance will pay either a lump sum or a monthly benefit if you pass away during the term of the policy. Most policies include Terminal Illness cover as standard.
Cover amounts range from £10,000 - £10million and you can cover yourself for a specific number of years or forever if you really want.
What is Income Protection Insurance?
Income Protection Insurance is designed to pay you a regular monthly or weekly income in the event of you being unable to work due to any illness or injury.
You can cover yourself up to around 70% of your gross income (that's your income before tax)
Which Insurer Should I Choose?
Life Insurance is relatively straight forward choice, however, with Income Protection Insurance it's very different.
Each insurer views your health and occupation very differently and so choosing the right insurer is key.
It may work out more cost effective to have your Income Protection and Life Insurance with seperate insurers.
bottom of page